Chapter 7 bankruptcy liquidation

Law Office of 
Charles E. Andersen

Chapter 7 is also know as straight bankruptcy if you don't want to repay any debt, chapter 7 is an option to consider
Chapter 7 is also called a fresh start bankrutpcy
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The US Trustee is a participant in a chapter 7 Hon. John C. Ninfo chief US Bankruptcy Court Judge US Bankruptcy Court
Law firm

of Charles E. Andersen



Bankruptcy Law
The Firm

















filing a chapter 7
These New York bankruptcy lawyers and New York bankruptcy attorneys are experienced New York bankruptcy lawyers, many of whom will give you a free initial consultation

Bankruptcy attorneys advise clients on debt relief options and guide insolvent individuals and businesses through each phase of a federal bankruptcy filing
The following information includes frequently asked bankruptcy questions. The answers stated are general in nature and are not intended to apply to every bankruptcy and/or debt consolidation situation. Each case is different and carries its own set of circumstances which must be taken into consideration by competent legal counsel. 

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Thinking About Filing For Bankruptcy And Need Reliable Information? Read This Site, Published By Nationally-Recognized Bankruptcy Lawyer

Chapter 7 eliminates bills and is an elimination process

Find, research and rate 1118 Bankruptcy lawyers in New York, New York. Free attorney background profiles, disciplinary sanctions, and client reviews

Chapter 11 reorganizes obligations in order to pay debts over time

Bankruptcy can be a new beginning. Over 1.6 million people filed for bankruptcy last year

Chapter 13 consolidates debt and is a court reorganization process


Can I file bankruptcy and still keep my house and my car?


How will filing bankruptcy affect my credit?


How do I decide what chapter to file?


What are your fee's for Chapter 7?


Will bankruptcy stop a lawsuit?


How do I decide when to file bankruptcy?


Can I choose which creditors to file in my bankruptcy?


Is there a right or wrong attorney for my bankruptcy?


Will bankruptcy stop a foreclosure?






Bankruptcy is a Federal Debt elimination process. Our web site is designed to give you all of the basic information you need to become knowledgeable in bankruptcy law prior to your consultation with our office

Q. Can I file bankruptcy and still keep my house and my car?
To date, none of our clients have lost a house or a car as a result of filing for bankruptcy. Part of our consultation process is to do an equity analysis on your assets to see how they fit within the bankruptcy process. Federal and New York law provide substantial exemptions in both real and personal property that keep most assets including home and car out of liquidation.

obtaining a chpater 7 discharge the bar date has passed arriving at the office
I hope he's in



sitting down to sign







Chapter 7 & 13

If you qualify



  • Creditor Harassment
  • Stop utility shutoffs
  • Foreclosure
  • Car repossession


  • Credit Card debt
  • Medical bills

**For Chapter 13 cases with a wage order, and the balance paid through a trustee as part of the payment plan and not paid directly to the attorney. Court filing fee is extra.

  • Emergency Petitions filed
  • Ask to see a statement of clients rights and responsibilities

Free Consultation

Reasonable rates


(New York)




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Serving Upstate New York including Elmira, Horseheads, Watkins Glen, Corning, Ithaca, Waverly, New York, NY, Big Flats, Candor, Chemung County, Dundee, Elmira Heights, Erwin, Gang Mills, Montour Falls, Nichols, Pine Valley, Savona, Schuyler County, Southport, Spencer, Steuben County, Tioga County, Tompkins County, Van Etten, West Elmira, Woodhull.

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PHONE: 607-339-8669
Elmira, NY 14904

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receipt of filing automatic stay order for relief section 341 Notice
meeting fo the creditors court discharge order debt wipe out